TY  - BOOK
AU  - Bhatia B.S., Verma H.L., Garg M.C.
TI  - Cooperative Banking:3: Encyclopedia of Cooperative Management
SN  - 81-7100-653-4
U1  - 334.68165 BHA 
PY  - 1994///
CY  - New Delhi
PB  - Deep & Deep Publishing
ER  -